A webinar presenting research findings for 130 staff at Minter Ellison. Significant failures have often resulted in fines to organisations, but consequences for individual executives have been rare, and this has generated public anger. The Banking Executive Accountability Regime (or BEAR) was introduced in 2018 as a possible antidote. The novelty of this regime lies in its focus on individual accountability, a focus that is likely to make accountability considerably more salient. The feet of individual executives are now being held to the fire, preventing them from hiding behind ignorance and group decision-making. In today’s session we consider an early evaluation of the BEAR and look ahead to how it might evolve into the broader Financial Accountability Regime.