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Personal profile


Professor Joanne Earl joined Macquarie University in January 2018. Prior to joining Macquarie she worked at Flinders University (South Australia) and at UNSW for 9 years in the School of Psychology. She is a Registered Psychologist, endorsed as an Organisational Psychologist and a member of the Australian Psychological Society.

She is passionate about making retirement a positive experience for all Australians. Her program of research focuses on promoting retirement planning for workers at both the individual and organizational level along with identifying predictors of retirement adjustment for retirees. She regularly appears in the press and on radio talking about her research.

You will find her LinkedIn profile and hear her speaking about the application of psychological research findings to retirement planning on YouTube.

Research interests

Time Perspective; How a focus on the past present and future influences planning and relationships

Retirement planning and adjustment; Focusing on a wholisitic approach to planning for retirement that influences wealth, health, social, cogitive, emotional and motivational resources.

Career development; Identifying opportunities to maximise potential across the lifespan

Financial literacy and cognitive decline; To alleviate unnecessary concerns about decline and maximise participation in decison making and maintaining independence 



Teaching and teaching leadership is an important part of my academic portfolio. To date I have trained more than 200 Psychologists each contributing back to the community and making a difference. I teach units in career paths for Psychologists, training, psychological assessment, applied research and Aging. I also provide leadership within our Postgraduate Programs.

Research student supervision

I supervise projects from Honours to PhD. Students projects are community based and in areas related to retirement, time perspective and aging. Please contact me if you are interested in supervision or have a project in mind.

Community engagement

I am working with Allianz Retire+ on an ARC Linkage grant to improve multidisciplinary advice to retirees. In our new model we integrate careers advice, health and financial advice to optimise workplace exit and increase resources. I have consulted to Challenger, Portfolio Construction forum, ASIC and National Seniors Australia.  I am a member of the NSW Ministerial Advisory Council on Ageing and the ASIC Financial Capability Research Steering Committee. I am a member of the Executive for the Centre for Excellence in Population Aging Research (CEPAR).

Research engagement

In addition to holding an ARC Linkage Grant with Allianz Retire +, Professor Paul Gerrans at UWA and Associate Professor Chanaka Wijeratne at UNSW, I have previously held an ARC Discovery with Hazel Bateman at UNSW. Other projects include partnerships with National Seniors Australia, the Avant Foundation, Family and Community Serives and CocaCola Amatil. 

Education/Academic qualification

Psychology, PhD, The University of New South Wales

Award Date: 1 Dec 2004

Psychology, M.Psych (Applied)

Award Date: 1 Dec 1996

Psychology, B.Arts (Hons)

Award Date: 1 Dec 1991

Education + Psychology, BEd (Psychology)

Award Date: 1 Dec 1986

External positions

NSW Ministerial Advisory Council on Ageing, NSW Department of Family and Community Services

7 Feb 2020 → …

ASIC Financial Capability Research Steering Committee

4 Sept 201930 Jun 2021

Chair, Society of Organisational Behaviour in Australia

Associate Investigator, Centre of Excellence in Population Aging Research


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