A lifecycle perspective of stock market performance and wellbeing

Paul Frijters, David W. Johnston*, Michael A. Shields, Kompal Sinha

*Corresponding author for this work

Research output: Contribution to journalArticlepeer-review

26 Citations (Scopus)

Abstract

We estimate the effect of stock market fluctuations on subjective wellbeing and mental health using Australian survey data over the period 2001-2012, which includes the global financial crisis. A particular innovation of the paper is the use of three satisfaction measures - overall, financial, employment - and the use of a stylised lifecycle investment model. These features, coupled with a robust identification strategy based on comparing survey respondents interviewed in the same quarter and location, allow us to better understand individual reactions to stock market changes. We find that stock market increases lead to a significant but modest improvements in life satisfaction and mental health. This effect is driven by young and middle-aged males, and is stronger for those with direct exposure to the stock market. For young cohorts, the stock market index acts as a leading indicator of employment prospects, whilst for older cohorts it acts directly on financial satisfaction. (C) 2015 Elsevier B.V. All rights reserved.

Original languageEnglish
Pages (from-to)237-250
Number of pages14
JournalJournal of Economic Behavior and Organization
Volume112
DOIs
Publication statusPublished - Apr 2015
Externally publishedYes

Keywords

  • Health
  • Satisfaction
  • Stock market
  • Wellbeing

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