Australian insurance costs of jockeys injured in a race-day fall

B. A. Curry, P. L. Hitchens, P. Otahal, L. Si, A. J. Palmer

Research output: Contribution to journalArticleResearchpeer-review

Abstract

Background: The risk of falls and injuries in horseracing varies with sex and experience of the jockey. Aims: To determine whether the incidence and costs of insurance claims also differ by such factors.Methods: A retrospective analysis of compensation claims by flat racing and jumps jockeys injured in a race-day fall in Australia between 2002 and 2009. Claim incidence, costs, absentee days and location, cause and type of injury sustained were described, stratified by jockey sex, age and experience. Results: The incidence of claims by flat and jumps racing was 0.6 and 6.5 per 1000 rides, respectively. The mean cost of a claim was 43374 Australian dollars (AUD) (SD 249612) in flat racing and AUD 52589 (SD 157808) in jumps racing. The incidence of claims was greater for experienced flat racing jockeys than apprentices but mean costs were higher for apprentices. After adjustment for experience, there were no sex differences in the average cost or incidence of flat racing jockeys' claims. In general, the fall incidence declined, but the claim incidence and median cost of a claim increased, with age. On average, jockeys were absent from work for 9 weeks following a substantive injury. Limb fractures (33%), muscular or soft tissue injuries (28%) and contusions (17%) were the most commonly reported injuries. Conclusions: The economic costs of jockey injuries sustained in race-day falls are considerable. Identification of differences in incidence and costs of insurance claims between jockey characteristics will assist decision makers in the development and assessment of targeted safety strategies.

LanguageEnglish
Pages222-229
Number of pages8
JournalOccupational Medicine
Volume66
Issue number3
DOIs
Publication statusPublished - 1 Apr 2016
Externally publishedYes

Fingerprint

Insurance
Costs and Cost Analysis
Incidence
Wounds and Injuries
Insurance Claim Review
Soft Tissue Injuries
Contusions
Compensation and Redress
Sex Characteristics
Extremities
Economics
Safety

Keywords

  • Costs
  • Economic
  • Horse
  • Injury
  • Insurance
  • Jockey
  • Occupation

Cite this

Curry, B. A., Hitchens, P. L., Otahal, P., Si, L., & Palmer, A. J. (2016). Australian insurance costs of jockeys injured in a race-day fall. Occupational Medicine, 66(3), 222-229. https://doi.org/10.1093/occmed/kqv150
Curry, B. A. ; Hitchens, P. L. ; Otahal, P. ; Si, L. ; Palmer, A. J. / Australian insurance costs of jockeys injured in a race-day fall. In: Occupational Medicine. 2016 ; Vol. 66, No. 3. pp. 222-229.
@article{989fa9a092e349649283c4b9b294cee5,
title = "Australian insurance costs of jockeys injured in a race-day fall",
abstract = "Background: The risk of falls and injuries in horseracing varies with sex and experience of the jockey. Aims: To determine whether the incidence and costs of insurance claims also differ by such factors.Methods: A retrospective analysis of compensation claims by flat racing and jumps jockeys injured in a race-day fall in Australia between 2002 and 2009. Claim incidence, costs, absentee days and location, cause and type of injury sustained were described, stratified by jockey sex, age and experience. Results: The incidence of claims by flat and jumps racing was 0.6 and 6.5 per 1000 rides, respectively. The mean cost of a claim was 43374 Australian dollars (AUD) (SD 249612) in flat racing and AUD 52589 (SD 157808) in jumps racing. The incidence of claims was greater for experienced flat racing jockeys than apprentices but mean costs were higher for apprentices. After adjustment for experience, there were no sex differences in the average cost or incidence of flat racing jockeys' claims. In general, the fall incidence declined, but the claim incidence and median cost of a claim increased, with age. On average, jockeys were absent from work for 9 weeks following a substantive injury. Limb fractures (33{\%}), muscular or soft tissue injuries (28{\%}) and contusions (17{\%}) were the most commonly reported injuries. Conclusions: The economic costs of jockey injuries sustained in race-day falls are considerable. Identification of differences in incidence and costs of insurance claims between jockey characteristics will assist decision makers in the development and assessment of targeted safety strategies.",
keywords = "Costs, Economic, Horse, Injury, Insurance, Jockey, Occupation",
author = "Curry, {B. A.} and Hitchens, {P. L.} and P. Otahal and L. Si and Palmer, {A. J.}",
year = "2016",
month = "4",
day = "1",
doi = "10.1093/occmed/kqv150",
language = "English",
volume = "66",
pages = "222--229",
journal = "Occupational Medicine",
issn = "0962-7480",
publisher = "Oxford University Press",
number = "3",

}

Curry, BA, Hitchens, PL, Otahal, P, Si, L & Palmer, AJ 2016, 'Australian insurance costs of jockeys injured in a race-day fall', Occupational Medicine, vol. 66, no. 3, pp. 222-229. https://doi.org/10.1093/occmed/kqv150

Australian insurance costs of jockeys injured in a race-day fall. / Curry, B. A.; Hitchens, P. L.; Otahal, P.; Si, L.; Palmer, A. J.

In: Occupational Medicine, Vol. 66, No. 3, 01.04.2016, p. 222-229.

Research output: Contribution to journalArticleResearchpeer-review

TY - JOUR

T1 - Australian insurance costs of jockeys injured in a race-day fall

AU - Curry, B. A.

AU - Hitchens, P. L.

AU - Otahal, P.

AU - Si, L.

AU - Palmer, A. J.

PY - 2016/4/1

Y1 - 2016/4/1

N2 - Background: The risk of falls and injuries in horseracing varies with sex and experience of the jockey. Aims: To determine whether the incidence and costs of insurance claims also differ by such factors.Methods: A retrospective analysis of compensation claims by flat racing and jumps jockeys injured in a race-day fall in Australia between 2002 and 2009. Claim incidence, costs, absentee days and location, cause and type of injury sustained were described, stratified by jockey sex, age and experience. Results: The incidence of claims by flat and jumps racing was 0.6 and 6.5 per 1000 rides, respectively. The mean cost of a claim was 43374 Australian dollars (AUD) (SD 249612) in flat racing and AUD 52589 (SD 157808) in jumps racing. The incidence of claims was greater for experienced flat racing jockeys than apprentices but mean costs were higher for apprentices. After adjustment for experience, there were no sex differences in the average cost or incidence of flat racing jockeys' claims. In general, the fall incidence declined, but the claim incidence and median cost of a claim increased, with age. On average, jockeys were absent from work for 9 weeks following a substantive injury. Limb fractures (33%), muscular or soft tissue injuries (28%) and contusions (17%) were the most commonly reported injuries. Conclusions: The economic costs of jockey injuries sustained in race-day falls are considerable. Identification of differences in incidence and costs of insurance claims between jockey characteristics will assist decision makers in the development and assessment of targeted safety strategies.

AB - Background: The risk of falls and injuries in horseracing varies with sex and experience of the jockey. Aims: To determine whether the incidence and costs of insurance claims also differ by such factors.Methods: A retrospective analysis of compensation claims by flat racing and jumps jockeys injured in a race-day fall in Australia between 2002 and 2009. Claim incidence, costs, absentee days and location, cause and type of injury sustained were described, stratified by jockey sex, age and experience. Results: The incidence of claims by flat and jumps racing was 0.6 and 6.5 per 1000 rides, respectively. The mean cost of a claim was 43374 Australian dollars (AUD) (SD 249612) in flat racing and AUD 52589 (SD 157808) in jumps racing. The incidence of claims was greater for experienced flat racing jockeys than apprentices but mean costs were higher for apprentices. After adjustment for experience, there were no sex differences in the average cost or incidence of flat racing jockeys' claims. In general, the fall incidence declined, but the claim incidence and median cost of a claim increased, with age. On average, jockeys were absent from work for 9 weeks following a substantive injury. Limb fractures (33%), muscular or soft tissue injuries (28%) and contusions (17%) were the most commonly reported injuries. Conclusions: The economic costs of jockey injuries sustained in race-day falls are considerable. Identification of differences in incidence and costs of insurance claims between jockey characteristics will assist decision makers in the development and assessment of targeted safety strategies.

KW - Costs

KW - Economic

KW - Horse

KW - Injury

KW - Insurance

KW - Jockey

KW - Occupation

UR - http://www.scopus.com/inward/record.url?scp=84963726195&partnerID=8YFLogxK

U2 - 10.1093/occmed/kqv150

DO - 10.1093/occmed/kqv150

M3 - Article

VL - 66

SP - 222

EP - 229

JO - Occupational Medicine

T2 - Occupational Medicine

JF - Occupational Medicine

SN - 0962-7480

IS - 3

ER -