New scheme of credit based payment for electronic commerce

Yi Mu*, Vijay Varadharajan

*Corresponding author for this work

Research output: Contribution to journalArticle

5 Citations (Scopus)


This paper describes a new credit card system, which presents a promise for us to develop a new method of protecting secret information, such as credit card number, PIN and identification. Our credit cards are anonymous. That is, the identity of a card holder and credit card information are not revealed during a payment process. One important feature of our system lies in the fact that, unlike normal electronic credit based systems such as SET, iKP and NetCard, the involvement of the on-line financial institution that runs the payment system is reduced to a minimum.

Original languageEnglish
Pages (from-to)278-284
Number of pages7
JournalConference on Local Computer Networks
Publication statusPublished - 1998
Externally publishedYes

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