The systemic benefits of Islamic banking and finance practices: a comparative study

Mehdi Sadeghi

Research output: Chapter in Book/Report/Conference proceedingChapterpeer-review

1 Citation (Scopus)

Abstract

An emerging literature in the aftermath of the recent GFC has attempted to investigate whether growing Islamic banking and finance practices add any systemic benefit to the global economic system. This paper explores the issue by examining the determinants of systemic risk for a sample of Islamic banks and financial institutions compared with conventional counterparts. Systemic risk is defined as a function of the stock market capitalization, marginal expected shortfall, leverage ratio, correlation of return, and volatility of return. Our finding shows the impact of market capitalization on reducing the systemic risk of Islamic banks and financial institutions is relatively higher than conventional counterparts. This is consistent with the results of some previous studies on the perceived benefits of Islamic finance practices. However, the influence of leverage ratio and marginal expected shortfall on systemic risk of Islamic banks and financial institutions is not significantly different from the results for banks and financial institutions in the control samples. Overall, our result provides some support for the notion that Islamic banking and finance practices can provide more systemic benefit to the financial system than conventional counterparts.
Original languageEnglish
Title of host publicationGlobal financial crisis and its ramifications on capital markets
Subtitle of host publicationopportunities and threats in volatile economic conditions
EditorsÜmit Hacioğlu, Hasan Dinçer
Place of PublicationSwitzerland
PublisherSpringer, Springer Nature
Chapter27
Pages387-400
Number of pages14
ISBN (Electronic)9783319470214
ISBN (Print)9783319470207
DOIs
Publication statusPublished - 2017

Publication series

NameContributions to Economics
PublisherSpringer
ISSN (Print)1431-1933
ISSN (Electronic)2197-7178

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