Using Proactivity, Time Discounting, and the Theory of Planned Behavior to Identify Predictors of Retirement Planning

Barbara Griffin*, David Loe, Beryl Hesketh

*Corresponding author for this work

Research output: Contribution to journalArticle

13 Citations (Scopus)


This study developed and tested a model to identify the predictors of retirement planning based on an extension of the theory of planned behavior ([TPB], Ajzen, 1991) that included individual differences in proactivity and time discounting. The results showed that personal attitudes, sense of control, social influence, and stable traits have a significant influence on the extent to which late-career workers are engaged in retirement planning over and above the effect of demographic variables. However, some gender differences in the prediction of retirement planning were identified that have important implications for the design of programs and interventions to encourage planning.

Original languageEnglish
Pages (from-to)877-889
Number of pages13
JournalEducational Gerontology
Issue number12
Publication statusPublished - Dec 2012


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